Insurance

Have you thought about Pet Insurance?

Owning a pet is a rewarding and pleasurable experience but also a lifelong responsibility.

At Penstone Veterinary Group we believe having your pet insured is part of responsible pet ownership. We encourage you to insure your pet to ensure that we never have to compromise the quality of our veterinary care on the basis of cost. Many of our clients already enjoy the peace of mind provided by pet health insurance.

Is pet insurance necessary ?

If your pet becomes ill or has an accident the last thing you need to be worried about is the cost of veterinary treatment. Veterinary medicine has become more sophisticated over recent years and as you might expect the costs of treatments are rising. Costs for even non-serious conditions can run to several hundred pounds. In certain cases it may be necessary for your pet to be treated by a specialist veterinary surgeon at a referral centre. Referral treatment costs could exceed £1000 in some cases. Insurance policies cover the costs of referral as part of your pets ongoing claim for a condition, this enables you to take advantage of the best treatments available without the worrying burden of what it is going to cost.

Insurance will cover more than the cost of treatment

Depending on the policy you may also be covered for

	Recovery costs if your pet is lost
	Third party cover if your dog causes an accident or damages property
	Reimbursement of the purchase price following loss or death of your pet
	Holiday cancellation costs incurred if you cancel a holiday if your pet is ill.
	Kennel costs if you have to be hospitilised due to unexpected illness

What won't be covered?

Like most other forms of insurance pet insurance has a small excess which you will have to pay on a claim. Routine procedures such as vaccination, neutering, worming and flea treatments are not covered. Medical conditions pre-existing before your policy is taken out will also be excluded from cover.

How do I get my pet insured?

We have insurance proposal forms for cats, dogs and rabbits available in our waiting room displays. If you have any questions regarding pet insurance please ask a member of staff or contact us.

Travel Insurance for pets going abroad under the Pet Travel Scheme

Pet Plan has launched a travel policy to cover emergency vet fees, third party liability, holiday cancellation or curtailment, repatriation if your pet is ill or injured, advertising and reward if your pet is lost or stolen and quarantine or loss of documentation expenses. The policy is for dogs and cats traveling in the European Union and other countries designated rabies free. The cost of cover is from £15.50 for dogs and from £9.80 for cats. Cover is available for periods of travel up to 90 days. Existing Pet Plan customers will be entitled to a special discount on the Travel Policy. Pet Plan have produced a guide to travelling abroad with your pet that gives advice on planning your journey and travelling safely with your pet. For more information contact Pet Plan on 0800 037 4950 , quoting ref 3033 or visit their website www.petplan.co.uk.